Can financial products reduce poverty and vulnerability?

This project aims at analyzing the direct and indirect impacts of access to formal
savings accounts (MFI accounts, Mobile Money accounts) on the beneficiaries' financial behaviour (investment, access to credit) and welfare. In practice, we randomize access to those savings accounts and follow-up both the usage, the balance of the accounts and the main economic and financial outcomes of interest (investment, coping strategies against various shocks, consumption, etc.).